This year whats happening is fear. Fear of the unknown is this virus controlled whats going to happen. So were kind of in that middle stage right now of we dont really know the answers of controlling the virus, how its going exactly affect the economy right now theres little effect but everybodys very fearful and thats where seeing a big drop in the market, but you know weve weve been there before. Weve had a lot of healthcare arrests. You know from aids all the way down to even measles sandwiches an epidemic you dont hear about that. But the saw going on right now so 10 drop us what we call a correction and thats 10 off the 52 week high. And if we get into 20 off the 52 week high. Thats bad thats a bear market, but you may have forgotten about this but in 2018. The last 3 months of the year the market tanked we were down 20 on the s p 500 just a hair above 20 . So were in correction bear territory. And what happened we just kind of remain calm and then in january the market picked up
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