It has already achieved a retail book of 88% in Q2 FY24 versus the target of 80% by FY26. The NBFC major has been able to bring down its wholesale portfolio by 77% within six quarters from Rs 39,795 crore in Q1 FY23 to Rs 9,255 crore in Q2 FY24.
The company recorded its highest ever quarterly retail disbursements of 13,499 crore, up 32%, on strong growth across retail segments enabled by digital and data analytics. Retail portfolio mix now stands at 88% of the total loan book against the company s target of 80% by 2026.