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need proof? the fine folks over at finney.com put together a debt clog with the total student loan debt. take a look at that number. what does this mean? what could be done about it? the publisher and also the president of mk consulting inc. hi, mark. glad you re with us. such an important issue to so many people. why has all of this debt continued to climb so high? because grants have not kept pace with the costs. the pell grant program was cut. the $8 billion is going to result in an increase in borrowing. state and college tuition is going up this year because of the ending of the stimulus money. that drives increases in borrowing and forces students to