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Do financial apps targeting millennials and Generation Z promote overborrowing among consumers already struggling with high debt and poor credit?

New yorkUnited statesUnited kingdomJohn mcnamaraAlana voechtingIra rheingoldJamie courtBrittany connMaria luisa cesarKeke palmerCaroline mccredie gettyKlarna facebookLaura udisBetter business bureauDepartment of business oversightNational assn