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Buy now, pay later services are helping to create a new generation of debtors

I opened a PayPal credit account in January which I use to buy things secretly on the internet, usually in the dead of night. My purchases are small and mad but they are also aspirational: a miniature gong; a leopard-print hat; a candle that says “ciao” on it. I only move one thumb when I shop, but in my head I am whizzing through time and space. I am the woman wearing the leopard-print hat and lighting the candle. I am now in several hundred.

Buy now, pay later services are helping to create a new generation of debtors | Kitty Drake

Easy payment schemes such as Klarna make accruing debt from online shopping seem like a form of self-care ‘Products that were previously unaffordable to many are now placed tantalisingly within reach.’ A delivery from Asos, an online clothing company. Photograph: True Images/Alamy Stock Photo ‘Products that were previously unaffordable to many are now placed tantalisingly within reach.’ A delivery from Asos, an online clothing company. Photograph: True Images/Alamy Stock Photo Wed 12 May 2021 03.00 EDT Last modified on Thu 13 May 2021 04.42 EDT I opened a PayPal credit account in January which I use to buy things secretly on the internet, usually in the dead of night. My purchases are small and mad but they are also aspirational: a miniature gong; a leopard-print hat; a candle that says “ciao” on it. I only move one thumb when I shop, but in my head I am whizzing through time and space. I am the woman wearing the leopard-print hat and lighting th

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