entertainment meal maybe. there is a much better way than trying to recreate it. keeping contemporaneous documents while you incur them and contemporaneous receipts is the best thing to do. it makes it easier when you prepare your return. also, if you are ever called for an audit it s less stress if you have substantiation. lack of substantiation is one of the common causes for audit adjustment. jamie: so much experience and i can t give all the tips but i advise people to look for you in the internet. kiplinger tax letter as well. lots of suggestions. in 2010, the i.r.s. had 3,000 criminal investigations and they have 90% conviction rate. you want to try some of these. thank you. nice to meet you. thank you, jamie.
mastering your money, chrisopene romans tells us christine romans tells us how to do. reporter: you have to manage their expectations and your budget. how do you it without seeming like a grinch? ask your kids to nary down their list to three to five items. no more than five. or think about giving them a dollar amount this they can t go over. our friend janet bodner from kiplinger s and author of money-smart kids, says it helps teach kids about budgeting. and cut back if there s a toy you can t afford. don t scare your kids with the details of your financial troubles, but be up-front if they re not going to get a toy they want. while you might feel inclined to fill up the tree, lots of presents, remember that grandparents, aunts, uncles, family friends tend to love your kids and spoil them. it s not just what you re giving them. and don t let santa throw a wrench in the budget. when it comes to the little kiddies, let them know that you and santa are a team and he s got to chec
from florida, this month s issue of kiplinger magazine has all the best 529 plans listed by states. a 529 plan, there are very good ones. the best are listed by state in this month s kiplinger magazine. and you can cross states. yes, you can. but because of the nature of what s going on worldwide and the risk in the markets and volatility, even though you ve got tons of years, i m afraid human nature, if they see losses after putting money in mutual funds they ll pull it out. do something safe for now. you don t want to put all your savings for college in a 529? they are mutual funds. it s a base. this one is really interesting. ask when the fed will raise the prime rate so banks will pay savers a decent return on deposits and begin to profit
linger s personal finance for some quick recipes for financial success. janet, all these things that you can do here for in less than 15 minutes. is that what you re saying to us? you re sure? these recipes are quick? exactly. we absolutely guarantee it. the first one is something you hear a lot about. don t give uncle sam an interest-free loan all year long, right? that s right. and you get the refund and you think it s great, but, you know, you ve lost the money for the last year. so our recipe at kiplinger and kiplinger.com is, and you can do it in under 15 minutes, you have your tax return, you just did it, you got your pay should be. all you do is go to the irs website and you can log into their withholding calculator and recalculate your withholding and have it properly and very well suited to your actual finances. so you can have more money in your pocket, less money withheld from your paycheck.
of it. listening to paradise era. the regan era was the greatest ever, and you want to know that. just like sticks was the greatest band in the same way. i m glad we agree. let s get to the heart of the matter. he tried to pick up your wife. yes, my wife seems to have had equivalent of a ter rest rey all phone sex with kipwinger causing wing man to make an appearance there the lower 40. my wife still believes that kiplinger is going to get with his wife and then with my wife. kim, i have an unlisted number and a large gun. if it would have been sebastian bach would you have felt differently? the thing is i always get