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donations tank by a full 20%. far m more than in previous downrns. now thslow speed of the recovery is continuingg to drag on charitable donations. every year at ththis time, business leade come together to recognize businesses who make philanthropy a t priority. joinining us today, john rter senior vice preresident of bb&t bank, and kim fiske of fiske & harvey. first, we wa to tatalk aut the bottom line for both of your indust it. let s start with banking. john, what is the outlook? thank you for having me. i think banking hasurned a corner. for my bank bb&t, we have had a great first quarter. according to the financial press, you had net incomee jumpining 91%% for bb&t the first quarter and its stock climbing 24% one ofof the m most important numbers for cusustomersrs, youuere onone of 15 banks thakst passed the stress test. impressive numbers. another important numbeis the net revenue number. we are up 19%. that is really important. of the bottotom line numbeber is s