Operator
Ladies and gentlemen, thank you for standing by, and welcome to the James River Group Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Mr. Kevin Copeland, Head of Investor Relations. Thank you. Please go ahead.
Kevin B. Copeland
Senior Vice President, Finance, Chief Investment Officer and Head of Investor Relations
Thank you, Chelsea. Good morning, everyone, and welcome to the James River Group fourth quarter 2020 earnings conference call.
During the call, we will be making forward-looking statements. These statements are based on current beliefs, intentions, expectations and assumptions that are subject to various risks and uncertainties which may cause actual results to differ materially. For a discussion of such risks and uncertainties, please see the cautionary language regarding forward-looking statements in yesterday s earnings release and the Risk Factors section of our m