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lehman didn t have enough capital, why would anybody at that capital. we think over the counter-derivatives. i know people s eyes glaze over whenever i say that. but it s important. and it s very political. but it should be it should be they should be traded on exchanges and there should be more capital on the derivatives and you could see a cap on derivatives trading. there s a subsidy from the derivatives that the big broker dealers are too big to fail they have clear up funding costs and that s a big part of the problem there. i think that s less likely to get addressed even the bank size. as for jamie diamond. all the points we make is about policy. this is not an anti-individual. i think it s helpful to put names on it. this is not a conspiracy. i mean, most of the reviews of our book have been very positive. i think two people so far have said a conspiracy theory. well, they didn t read the book. we make it very clear. this is not people conspiring. this is a system.