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Lenders use of rent data in loan decisions helps homebuyers, but dangers lurk

The use of rent data in credit models is allowing people with low credit scores or thin credit files to get loans. But consumer advocates warn the use of that data could harm the very people it’s supposed to help.

United statesFreddie macKaran kaulPankaj jainKen riemerChi wuCapital oneNational consumer law centerLexisnexis or clarity servicesFannie maeUs bankNational consumer lawTom windClarity servicesUrban instituteCredit scores

Lenders use of rent data in loan decisions helps homebuyers, but dangers lurk

Lenders use of rent data in loan decisions helps homebuyers, but dangers lurk
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United statesFreddie macKaran kaulPankaj jainKen riemerChi wuCapital oneNational consumer law centerLexisnexis or clarity servicesFannie maeUs bankNational consumer lawTom windClarity servicesUrban institute