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The concept was simple: five banks would share one High Street store where locals could pay their bills and deposit cheques free of charge.

Glasgow cityUnited kingdomSouth lanarkshireHelena kellyBarbara cranfieldKelly fossettJason macareeRoss borkettUnited kingdom finance community access to cashRochford bank hubFinancial conduct authorityBank hubHigh streetMoney mailUnited kingdom financeCommunity access to cash