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according to the congressional budget office, the exchanges should reduce individual premiums by 14 to 20%, and if you really believe in competition, then you have to believe it s going to work. i think of the repeal of the act would mean destroying choices for everyone and destroy and lower prices for the middle class. let me say that for ohio we each represent our own region. if the law is repealed, over half a million of how humans would be at risk of losing their health insurance. 35,500 young ohioans would lose their insurance coverage, nearly 1.8 million ohio seniors on medicare will have to pay a co-payment for basic preventive health service and over 109,000 ohioans on medicare would see significantly higher truck cost. let me just quickly mentioned for citizens. lillian smith of toledo, ohio reaches her allowable medicare part b drug plan coverage in march of every year. she cannot afford to pay for her medicine after that so she never gets out of the so-called dough