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I vividly remember the moment I realized how woefully insecure credit and debit cards are. I watched as someone took an off-the-shelf USB magnetic strip reader and plugged it into a computer, which recognized it as a keyboard. They opened a word processor and swiped the card. A series of numbers dutifully appeared in the text file. That was it: The card s information had been pilfered.  That same technology has matured and miniaturized. Tiny skimmers can be attached to ATMs and payment terminals to skim your data off the card s magnetic strip (called a magstripe ). Even smaller shimmers are shimmed into card readers to attack the chips on newer cards. Now there s also a digital version called e-skimming pilfering data from payment websites. Fortunately, there are many ways to protect yourself from these attacks.

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