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“You can always start with the target-date fund that’s in most retirement plans to get you in the game for a young person,” said a senior economist. 

United statesKarolina grabowska genJoe raedlePixabay pexelsTima miroshnichenkoAnnamaria lusardiPaul yakoboskiIleana garciaFinance indexCover image sourceRepresentative imageKarolina grabowskaGetty images