It is just over four years since the first green mortgage was launched by a mainstream lender. In that time, green mortgages have slowly gathered momentum helped in 2019 by the pledge of former Conservative prime minister Theresa May’s government to make the UK carbon neutral by 2050.If that target is to be
Access Financial Services has launched a campaign to support brokers when estate agents put pressure on home buyers to use their in-house mortgage broker. The campaign will allow brokers who feel threatened by conditional selling to have access to a free letter template. The letter has been designed to be sent
No two mortgage borrowers have the same needs. From irregular incomes to second jobs, applicants’ circumstances are becoming increasingly complex as the cost-of-living crisis intensifies. Add rising interest rates to the mix and it’s not hard to see why some mainstream lenders are taking a more cautious approach when
Chancellor Kwasi Kwarteng’s mini-Budget in September brought a flurry of new stamp duty thresholds for first-time buyers (FTBs) on a permanent basis. In addition, stamp duty was eradicated for purchases of land and buildings for commercial or new residential development. Now that the measures have further bedded into