what america should be about. nobody s looking for a free lunch. but give people a chance. if they re working hard, make sure they can support a family. we need to give every american access to an automatic i.r.a. on the job so they can save at work. it s a new type of savings bond we can set up without legislation that encourages americans to begin to build a nest egg. josh barrow was watching last night along with all of us. four ideas the president could ve pushed last night but didn t. we re going to get to that in just a moment. but first, josh, you re a finance guy. let s talk about my-ra. what is it? when is it? and why is it? yeah, so basically and how do you pronounce it. that s the first area of dispute, is it myra or my-ra? it s a retirement account. and the idea is to reach people who don t have a 401(k) option through work now. they ll be able to save in this. you can save as little as $5 a pay period. and you don t get to pick stocks or bonds, you ju