if you think where we ve been in the last eight years, muddling around either side of 2% gd g, we ve done it in an environment where american business has been overregulated, very highly regulated, businesses have been unable to expand, banks have been unable to lend, banks have been unable to return capital. that s not true. it is true. banks have been able to lend. you yourself when you ear the president of goldman have said we have a stronger balance sheet than ever. banks don t have a lending problem. middle market banks have a lending problem. how do you get a strong balance sheet? you hoard cash. you done lend. the strongest balance sheet in the world is a cash balance sheet. you mean to tell me goldman sachs, jpmorgan aren t lehning? they re lending. they re lending to the most creditworthy borrowers in the world. you don t expand the economy by lending to the top borrowers. you expand the economy by lending to smaller, medium-sized businesses that are actually hirin