Segment who age out. Amongst that group theres a high prevalence of prison involvement. Im not sure its actually 70 . I dont have the number in front of me, but its much higher than we wouldment. By supporting youth, preparing them for aging out, when we failed them by aging out, and preparing them after the age out, that number is hopefully coming down but its still a concern. Lets go to cora in louisiana, also had experience in the foster system. Cora, good morning. Caller hi. How yall doing . Good, cora. Go ahead. Caller okay. Im calling concerning foster care and ocs. You know, you dont stand a chance. They dont help families get back together. They tear them down. When they go to court, it dont be one of them, it be a whole bunch of them. And they tell all kind of lies about you. I mean, i have experienced this. And i had a grandson in tampa florida. He was in foster care of relatives. He was raped. It was just swept under the rug like nothing. I also have a son, they took his chi
Populous states are member of the compact and your biggest states are not. Right. And if you look at the folks who the states that have decided to be part of the physician licensure compact, states like i think its West Virginia and one of the dakotas, idaho. California is not going to do it any time soon. Texas is not going to do it any time soon for all kinds of reasons. Compacts solve part of the reason, but again, theyre only as good as how many states are part of the compact. Right. I think if this were an easy problem to solve, simon wouldnt be spending his time on it there is the question of how easy it is to get it done, and then the question of whether it would work if you could get it done. Its not that easy to get rid of state medical boards either. But while youre in the system of state medical boards, the knack there are some efforts moving forward, it could be that that is the most likely, even though theyre all somewhat less likely way to overcome the professional proble
Adjusted are complicated. So what were trying to do now is get through an analysis of not only fico 8 and 9 but an alternative scoring credit scoring model and try to come up with a system that is a better system and then adjust the operational things that it would take to let me cut you off there. I only have a little bit of time. I encourage you to put pedal to the medal in that regard. We have pedal to the medal. We are at it. I guarantee you. Im not quite persuaded of that, but thank you for pursuing it because a lot of people would be more fairly treated with an appropriate credit model. I wanted to turn to first place insurance. Theres been reports from npr and ap recently but these issues go back a long ways. Its something ive been pointing out a long way. The kick backs that go to mortgage insurance often drive people into foreclosure and of course that has an impact on your agency. I understand that in june you all did issue a requirement that these kickbacks ind, whether they
If we know were getting good loans and weve done our Due Diligence at the front end, then we can weve got more control over that process. But i can assure you that when theres fraud or misrepresentation in the process, we will retain the ability to put back loans throughout the life of the loan. I hope that means youre vigilant that the tendency here could be that this gives banks the benefit of the doubt that homeowners dont get, but i know your values and i know what youre doing in that job and i know youll be vigilant about that. Speaking of potential fraudulent activity that you mentioned a second ago. The New York Times highlighted fanny and freddies use of debt collectors to pursue families who lose their homes to foreclosure for any debt that wasnt covered by the value of their home as it was under water. Homeowners just starting to get back on their feet for a year or two years or even longer can find themselves with tens of thousands of dollars of new debt, depending on their
And this week on the communicators we talk to members of congress about the legislation they are proposing. First up senator al franken. Senator senator al franken, you hailed a failure of the comcasttime warner merger as a win for consumers. Why . Guest because i firmly believe if comcast were allowed to buy time warner they would have been to go big anticompetitive, led to higher prices for consumers, less choice and if it is even possible they would surface. Host is it because of the size . Guest the size and parts of different markets. They have 30 of cable between them and 57 of internet broadband, highspeed internet broadband, that is just too big. I had a lot of content providers, networks come to me and say they were opposed to this deal but this gives you some idea of what happens when you get this big, they were afraid to say so to be public because they feared retrobution. Host did comcast come to you and try to influence your opinion guest they did not. I have been against