If you are an American living with a lot of student loans you probably don’t need any more bad news right now. Well sorry, it’s inevitable because SoFi, SoFi, a major student loan refinancing company, has filed a federal lawsuit asking the DC District Court to end the nationwide moratorium on federal student loan payments. The pause on payments, which was instituted during the depths of the pandemic, but keeps being extended by the Biden Administration, has been a saving grace for in-debt Americans who have lost work since the pandemic began in 2020.