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Should You Buy a Variable Rate CD?

Variable rate CDs offer APYs that float with the market. If interest rates rise your certificate of deposit’s interest rate will also increase

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Are Small Banks Safe? - Buy Side from WSJ

Local banks are just as safe as national banks, thanks to FDIC insurance on savings and checking accounts. Small bank savings accounts often offer better interest rates than the national average.

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When You re Forced to Cash Out in a Bearlike Market

You can’t leave money in your I.R.A. forever, as dictated by I.R.S. rules. This can put retired investors in a tough spot.

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2020: A dismal economic year, unless you were on Wall Street

2020: A dismal economic year, unless you were on Wall Street Martha C. White © Provided by NBC News The world might be waiting on a Covid-19 vaccine, but thanks to policy booster shots, the stock market ended 2020 seeming to be largely immune from the contagion that still threatens Main Street businesses. It might be hard to recall now, but 2020 started off with an economy full of potential: The Dow Jones Industrial Average was on track to break through the 30,000 threshold and the unemployment rate fell to 3.5 percent the lowest in more than half a century. But things were already starting to unravel as an ominous viral pneumonia worked its way around the globe.

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