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I m 45 and a single mom who will get a $100,000 inheritance I want to take time off, plan for my son s college and buy a luxury car — but can t do it all Can a pro help?

Every month I express my concerns to my adviser, but he says not to worry My 401(k) has lost over 20% and I can t afford to lose that kind of money Is it time to find a new adviser?

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