john na thanh. guy, you said something interesting a moment ago. sam, he apprenticed with various people and learned the black arts. so who are these people? we re focused on sam here, but it sounds like he s the tip of the iceberg. the people who set the libor bank rates, who front run the market at goldman sachs and create these derivatives and trade ahead of their clients. it s a cultural thing. it s smart people, really smart people, mobsters that call them wise guys, wall street guys are smart guys. let s bridge it back to romney and once again, i m not saying romney is dishonest. be careful here. we talked about this offcamera between entrepreneurial rich guys and wall street rich guys. these entire art is about beating the system and proving i m smarter than the next number. you don t steal, you don t walk into it like a bank and steal a billion dollars. you dice it into a bucket at a time. it becomes invisible.