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SavingAdvice.com Blog Whether you’re a senior on a budget or just being savvy with your money, the last thing you want to do is pay more than you have to for a savings account. Instead, try these savings accounts for retirees that charge no or limited fees and don’t require a high balance. Best Savings Accounts for Retirees We found the six best savings accounts for seniors, including one that ties your APY to how active you are! Traditional Savings Accounts TD Bank Simple Savings TD Bank, located in Washington, D.C. and 15 states, mainly on the East Coast, offers their TD Simple Savings account. If you’re over 62 years old, there is no monthly fee and no minimum balance requirement. (If you’re under 62, you must keep a minimum daily balance of $300 to waive the monthly $5 fee.) Earn .02 percent interest on your money.

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