Self-made millionaires have a few things in common: patience, discipline, being methodical, having great ideas and sometimes turning them into great businesses. And some of them also broke some money.
Despite several headwinds, including inflation, soaring rates and the resumption of student loans, Americans are ready to spend their money this holiday season. The National Retail Federation forecast.
It's never too late for anything, not even to become a millionaire later in life. Sure, it's always better to get into the habit of saving, budgeting and planning early in life even if just to take.