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California, home of nearly 25 percent of home loans, is doing some interesting things, utility-wise. Last year came AB 205 which instructs the state’s utility commission to base the residential fixed charge on a customer’s household income level, with lower income households paying less than higher income households for grid and other costs. PG&E, along with Southern California Edison and San Diego Gas & Electric, have submitted a joint plan to levy an income-based fixed rate model, with higher-income residents paying higher rates while lower-income households would pay less. I mention this because, at the national level in mortgage banking, borrowers see headlines like, “Biden rule will redistribute high-risk loan costs to homeowners with good credit.” Regardless of one’s political affiliation, a new housing report by the National Association of Realtors® reveals middle-income homeowners accumulated $122,100 in wealth
For years, the Department of Homeland Security has run a virtually unknown program gathering domestic intelligence, one of many revelations in a wide-ranging tranche of internal documents reviewed by POLITICO. Those documents also reveal that a.
More than four million people – mostly women and girls – have fled Ukraine since the Russian invasion. For the more than 700,000 refugees now living in Germany, finding a job brings both challenges and rewards.