last year it drops to an unacceptable 4.9% of a 50% decline in the stock marked and 13% unemployment rate and a 21% housing crisis by 2013. that is if one include as capital plan that citi submitted to the fed. without taking action on that which can t be done would their approval, it s given a pachls citi which survived a financial crisis declined comment on the capital plan it submitted to the fed. the bank can submit a new and like lie smaller one 30 days from now but the news is disappointing to wall street where several analysts had forecasted that citi would be boosting its dividend this year. not everyone is surprised about this though. he was concerned citi s $225 billion legacy asset portfolio would be marked hard in a stress portfolio, and this bear out in the fed s release. they re the highest or second highest among the 19 banks tested. three other banks that failed the test. ally financial which is still owned by the u.s. treasury and atlanta s suntrust. life ins
have to be careful to go by what sector. passports and, great job in terms of third-generation is a passports and the next generation in terms of it. let s leave that. as you come to the u.s. you have a plethora of standards, some creative, some that are developed by industries on their own that are defective standards. and the nist has a role to play in helping us to what is a sensible in terms of encryption or protection of data as well as what is the policy procedures behind how you use it. of course setting the floor itself is the base of the controversy. that is correct. do you believe is necessary for the government to establish a baseline? i do, i really do. let me tell you why. today if you want to one of the most significant piece of legislation a broad security to the forefront is california 1386. unfortunately we now have 30-plus states with their own legislation and laws in place, but it said if you in a cryptic protected data you had a carrot and stick.