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Concerns. So ill be up testifying in front of the Senate Banking committee again on tuesday. I do that before both the House Financial Services committee and the Senate Banking committee, required to do it at least every six months. Typically its been a bit more frequent than that. [laughter] but i always value that opportunity and look forward to it again next week. Its always just because republicans on the House Financial Services just really like to see you and talk to you because they really enjoy your company. Which i try to help them enjoy my company. On those questions of both oversight from the committees and pushback responses from industry, what are maybe one or two examples of things that you have responded to and changed based on that oversight, that feedback . I think specifically about the review process with banks there was concern at first that there were enforcement attorneys coming to these things, they were more adversarial than they necessarily should have been. Yo

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