Operator
Good day and welcome to the Banner Corporation s 4Q 2020 Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] After today s presentation, there will be an opportunity to ask questions. [Operator Instructions]
I would now like to turn the conference over to Mark Grescovich, President and Chief Executive Officer of Banner Corporation. Please go ahead.
Mark J. Grescovich
President & Chief Executive Officer
Thank you, Sarah, and good morning, everyone. I would also like to welcome you to the fourth quarter and full-year 2020 earnings call for Banner Corporation. As is customary, joining me on the call today is Peter Conner, our Chief Financial Officer; Jill Rice, our Chief Credit Officer; and Rich Arnold, our Head of Investor Relations.