There is a big catch you need to know about. Can you hear me now . Gerri the best and worse companies in america. Who is top with consumers and who doesnt deserve your money. All that and more coming up on the willis report, where consumers are our business. We begin with a staggering 22 billion bombshell hidden in Barack Obamas 2016 budget. That is short fall created by the president s student loan forgiveness program. Called pay as you earn. I guess nobody is earning. Obama forced program on taxpayers, using executive action of the 22 dow billion price tag is 22 billion is tip of iceberg of another huge taxpayer bailout. Steve moore, chief economist from the Heritage Foundation and Fox News Contributor and john fund, National Affairs columnist for national review. Great to have you here. Steve, i will start with you. This 22 billion is size roughly of nasa budget or add up budget of interior plus epa. Is this any way to solve this 1. 2 trillion Student Loan Debt crisis . You know, i