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Worked at cspan now im getting them turned around. She worked at cnn. [laughter] where she was personal finance editor of open house and later your bottom line two personal finance weekend programs. Before joining cnn, she was a longtime senior many if correspondent for smart money magazine. She is the author of two business books, the smart money fwied to Real Estate Investing and home rich. She was born in north carolina, and lives in westchester county, new york, with her husband of 22 years. So, please welcome gerri willis. [applaus [applause] hello. Hi, everybody, can you hear me . Am i loud enough . Yeah . Ive got your book, will, right here. All right, im so happy to be here in savannah. Weve had a great time. Will and jean holland hosted us and we managed to go out and play golf all day thursday, had a fabulous time, just loving, loving savannah. But i have to tell you, my brother is a minister and if he saw me up here, i think he would be completely appalled. [laughter] well,

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