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a case of synthetic identity fraud when imposers use real and fake personal information. nbc news senior investigative reporter gretchen morganson broke the story. because of some information wells fargo had about this particular card holder was incorrect, experts tell me they should have flagged the account, looked deeper and not opened it. reporter: patterson is now seeking a class action lawsuit pointing to 50 other victims who formally complained about accounts opened in their name. wells fargo says the allegations are without merit pointing to identity theft as a broad industry problem. we re going to see more of this in the coming months, and regulators will really have to step it up and the banks, as well. reporter: fraudulent accounts can damage your credit rating. the website earlywarning.com can help you see what accounts exist in your name to make sure this type of fraud doesn t happen to you. erin mclaughlin, nbc

Nbc newsGretchen morgansonWells fargoIdentity fraudPresessure befoforeJay pattersonClass action lawsuitMerit pointingIndustry problemIdentity theftFraud doesn tErin mclaughlinCredit rating