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The UK’s 5% interest rate is forcing remortgagers to consider the sort of questions poker players face whether to take what’s on the table or to play a longer game. Around 800,000 fixed-rate deals are due to end in the second half of this year, according to banking trade body UK Finance, with around 1.6 million
High property prices, a cost-of-living crisis and now rapidly rising interest rates have resulted in far more homebuyers opting for 30-year-plus mortgage terms. It is not hard to see why these longer-term deals are attractive: borrowing a larger sum over a longer term reduces monthly costs, helping homebuyers meet
On the face of it, the housing market looks more daunting than ever for first-time buyers (FTBs). Prices have risen strongly in recent years far faster than average wages have creating affordability issues for all buyers but particularly those trying to get on the first rung of the ladder, who don’t have a
Connect for Intermediaries has struck a deal with Keyzy that will see all of the broker’s network members able to access the firm’s offering. This follows a successful pilot scheme in April. Keyzy is a rent-to-own company, which means that it will purchase certain types of property on a client’s behalf and then rent