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Defining vacancy: Why the court upheld insurer s denial of a $100K water damage claim

Why a policy exclusion for vacancy applies, even when a property owner living elsewhere has people looking after the place on a daily basis.

Stoney creekUnited statesJames douglas morganOntario superior courtOntario superior court justice byrdema macneilCo operators general insuranceSuperior court justice byrdema macneilComprehensive water endorsement

Property owners may not have insurance against water damage

Cover for water damage deemed not in place despite daily visits to vacant property. Talk to your broker about any change in risks, says Bob Aaron.

United statesStoney creekJustice byrdena macneilBob aaronJames douglas morganDayle semple at hub internationalInsurance companyDouglas morganSunvale placeCo operators general insurance companyDayle sempleHub international

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