that raw emotional personal or philosophical element and politically, the president you definitely can t dispute that the president is going on to some very treacherous ground there. he s taking a risk as far as democrats going into the midterm elections and so this is a very volatile issue to touch one, to talk about going into the midterm elections and also it could be something that people could bring up in 2012 for his re-election bid. politically, it s very treacherous and very risky. but in terms of public policy. in terms of a practical legal and constitutional matter, it s very hard to dispute or to disagree with what the president said. seems like a no win situation for the president right now. let me move on to mortgage modification. originally this was a $75 billion program that would save all these people s homes and yet, i think last month, we reported an increase in foreclosures yet again. waste of tax dollars or worth it? it s a boondoggle. republicans say you ll h