Operator
Good morning, everyone, and thank you for joining us today to discuss Sterling Bancorp s financial results for the first quarter, March 31 of 2021. Joining us today from Sterling s management team are Tom O Brien, chairman and CEO and president; and Steve Huber, chief financial officer and treasurer. Tom will discuss the first quarter s results, and then we ll open the call to discuss questions. Before we begin, I d like to remind everyone that this conference contains forward-looking statements with respect to the future performance and financial condition of Sterling Bancorp that involve risks and uncertainties.
Various factors could cause actual results to differ materially from any future results expressed or implied by such forward-looking statements. These two factors are discussed in the company s SEC filings, which are available on the company s website. The company disclaims any obligation to update any forward-looking statements made during this call. Additionall
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