issues. you also like the t. rowe price, prafhx. in is for something willing to take more risk. it s a high yield fund. whenever you get higher yield you re taking more risk. but in this case it avoids the bottom of the junk pile. it also has investment grade bonds. but they re just they have a little higher yield. so this is the kind of fund if you re willing to take more risk for higher yield. when you look at the one-year return, it s 0.9%. that feels like a cd or a bank account. the issue here is the tax saving. this is why you re saying don t bother with this in an i.r.a. if you look at the taxable equivalent yield, that s very nice, the 7.6%. all right. excellent explanation. walter s got great stuff, see a lot of his work on money.com or in money magazine, senior editor at money magazine,
not so stocks,. bad reaction in stocks. potentially gold could go up. you could even see a rally in treasury bonds come monday morning this was so well telegraphed. i know because you are a nerd, you are a huge geek. i m going to be geeky as well. what s going to happen though. neil: why couldn t you say you are a geek and leave it at that? two peas in a pod. what s going to happen because you have the u.s. has a lower credit rating, that could force many funds to sell, say lower quality investment grade corporate bonds. below investment grade investment bonds. if you see weakness there, that s bad for companies. you are with all those commodity traders, and they tend to jump early and fast and rapidly. what are they going to do at the first second an opportunity they have to trade? you know, i m getting ready for deflationary meltdown possibly on monday in commodities. especially if things start to go bad in europe.