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Loans Held for Investment Decrease 5% from June 30, 2020 to $855.1 Million Total Deposits Increase 2% from June 30, 2020 to $910.0 Million Non-Interest Expense Declines 8% to $6.92 Million in the December 2020 Quarter in Comparison to the December 2019 Quarter RIVERSIDE, Calif., Jan. 27, 2021 (GLOBE NEWSWIRE) Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Bank”), today announced second quarter earnings results for the fiscal year ending June 30, 2021. For the quarter ended December 31, 2020, the Company reported net income of $1.18 million, or $0.16 per diluted share (on 7.49 million average diluted shares outstanding), down from net income of $2.40 million, or $0.31 per diluted share (on 7.66 million average diluted shares outstanding), in the comparable period a year ago. Compared to the same quarter last year, the decrease in earnings was primarily attributable to lower net interest income a

United statesSan bernardino countyRiverside countySan franciscoCraigg blundenCompany reports net incomeExchange commissionFederal reserve bankProvident savings bankF sb bankProvident financial holdings incHome loan bankInvestment decreaseDeposits increaseInterest expense declinesFinancial holdings