Around fraudulent fraudulent draws, not around the technology of the use of the credit card itself. I was going to add, we talked about security and confidentiality. We didnt mention the availability part. People talk about the triad that comes up a lot and this is a case of availability, people are dependent on a system in order to eat and this is not having that secured against an attack is a place where the security failed a group of very Vulnerable People and again, nothing to do with confidentiality but availability, we have to think about that, as well. One of the sayings in communities that are focused on Economic Justice or Community Development is that systems for the poor are poor systems. And hopefully well see that changing in the future. I saw a hand go up here. Yes, this gentleman in the green. My question is about the like the topography or the geography of how the Digital World actually appears. Just thinking about the weather these days and about that weather doesnt fo
So i had spent time in the field where im observing people in the classroom, usually older adults, again, someone, you know, that has limited language, english language skills, who spends someone who spends at least three classes literally trying to figure out how to drag the mouse from one side of the computer screen to the other right . So thats the first bit. The second bit, usually the last five weeks of the class, is in understanding what in the world is a username . And the password. And so what ive seen is, you know, just like this complete cognitive dissident as to what does is mean to have an identity online, you know, people are definitely choosing insecure passwords, something that is easy to remember. And if you have low literate skills or limited english skills, youre going to pick something that is much easier to remember that a computer could decipher quite easily. You are more than likely sharing your password and username with other individuals because youve not done t
There is kiva and then foundations where individuals can invest into those funds would be invested. Those are the two kinds of examples. One is an individual organization that has had a strategy such as kiva and then the other is an investor type of strategy. One thing i would add there is a federally funded program and one of the things you can do match savings for and without federal funding you can raise an additional match to that. A lot of the programs out of the country deal with dollars from individuals to help match the savings. There are also institutionalized groups like Angel Investors who do look at a wide range of applicants and i have heard that they are rich folks that just hang out on kickstart her but think generous amounts of donations to start ups. One of the questions we had e is which entrepreneurs are going to get funded so there need to be mechanisms to allow the lower income entrepreneurs to take advantage of that. If you care about this issue you should really
Jims alma mater harvard set to face cincinnati. So far, it looks as though stocks will open to the upside, as markets appear to be taking in stride crimeas vote in favor of leaving ukraine and joining russia, this comes after a week in which the dow had its first fiveday monday through friday loss since may 2012. Jim, good to see you. Good to see you. Referendum dominating the news flow over the weekend. U. S. Says under no circumstances is it going to recognize that. What does it mean for the markets today . I think that whats happening is there are oligarchs cashing out. We see a lot of sales of treasury last week. I have to believe that some of the russians are to be thinking, okay, if they do capital controls, ive got to get out of the u. S. , that was a lot of the selling. This was one of those big, bad event owes cs occurs, nothing h. I think they hope it go as way. I think people hope putins done or maybe hell say, look, i think that maybe its reasonable for me to have a corrido
Four resolution authorities in four different leading countries to isda, International Wall dealer association. Changing master agreements to facilitate bank resolution. When they realize if any one of them, fdic, the bank of england, bofa in germany or swiss authorities were to try to resolve one of the their major banks, under the isda master agreement, all of the foreign counter parties to swap agreements which number as you know in the trillions, would be able to immediately close out their contracts, net it and run. They are not constrained in the way others are by a stay. Secondly, they are concerned that if the u. S. Were to put a major bank in resolution and shift it to a bridge bank which is what title ii permits, this bank should be very healthy but a change in control under the isda master agreement would give opportunity for the counterparty declare a default and try to act. It would also be true if they exercised a default across clause. All of these things could make it v