in a bank, not fdic insured. shannon: a couple of big issues there. first of all, the interest profit that the company are making holding the money like you said in a general fund versus in a separate account, and the fact that it s not protected by fdic insurance because it s not held in a traditional bank account, now that you uncovered all of this and you talked about the language changing and that kind of thing, what do you think will happen going forward now that you exposed what millions of people had no idea what has been going on. this has been going on for 20 years but there was a real immediate response on wednesday when the story broke on bloomberg.com. the veterans administration announced an investigation. thursday, the u.s. attorney general announced a major fraud investigation. on friday, we just reported a bill was introduced in the house of representatives by congresswoman from illinois to try and require complete disclosure, at least for soldiers and veterans from