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cost versus gone up one full percentage point over the last year from four to 5% roughly because of this rise in interest rates and it is a big factor in the market, higher interest rates are the enemy of stock prices, because they give people in other places a place to invest their money. one of the reasons as i said is because the economy is getting stronger, but another reason is because the federal government is borrowing more. so what can you see here is a very sharp increase in the borrowing by the federal government. in 2016, it borrowed about $3500 become. and that has roughly doubled in 2017 to around a trillion dollars. it s going to stay at a trillion dollars for essentially as far as the eye can see. so that puts upward pressure on interest rates, obviously, when the government issues more debt. and it s also worth noting the rate the government pays on that debt is rising. so the consequences for the federal government is a much higher interest bill, which will

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