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6 reasons why insurers are rejecting short-term Covid-specific policy claims
Insurance companies in India are rejecting a bulk of Covid-specific policy claims during the second wave. The growing number of insurance claim rejections has worried experts. Find out on what grounds insurance companies are rejecting Covid claims.
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UPDATED: May 19, 2021 15:08 IST
There has been a sharp increase in Covid-specific insurance claim rejections over the past month. (Photo: PTI/Representational image)
The second wave of the Covid-19 pandemic has led to an overwhelming number of serious cases requiring medical treatment and hospitalisation. As a result, Covid-related insurance claims have gone up, but a bulk of such requests are not being honoured by insurance companies.
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No cashless settlement, arbitrary pricing: How health insurers are settling Covid claims?
The insurance companies are swamped with COVID-19 claims. Even if your policy is eligible for cashless settlement, they are not offering it
In some cases, the private hospitals are charging much higher prices than what the government has prescribed and the insurance companies are refusing to pay those
You buy a health insurance policy to protect yourself against sudden hospitalisation. The cashless claim ensures all medical expenses are taken care of by the insurance company since the beginning and you don t have to spend a penny (except a nominal amount) in the hospital. However, these are exceptional times.