perspective, and that in my view we live in an innovation economy. that innovation driving lots of change. it also means that there s disruption. so for me, the question is, yes. how do companies compete? but how does the individual worker also stay competitive? where do they get the skill set they need to make sure that they have a job? what are we doing about making the affordability of education or an apprentice job? how do we factor that in to the equation? and the housing problem. housing has become so unaffordable, and has been less and less of our economy in the last, it s been falling from 15% of gdp to 12% of gdp. what will we do to fix the basic middle class problem. what happened is, the administration decided, okay. we re going to come up with this plan and even though we had a few meetings with them, where they came to meet with finance committee members, they kind of