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Small savings schemes are financial instruments managed by the Central government to encourage households to inculcate the habit of saving.

Vikas patraOffice time depositOffice savingsNational savings certificateOffice savings accountOffice time deposit accountCitizen savings schemeSenior citizen savings schemeSukanya samriddhi accountView full imageIncome scheme accountSavings certificateSamman savings certificateSamriddhi account scheme