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Operator: Ladies and gentlemen, thank you for standing by. Welcome to the Wilmington Savings Fund Society Financial Corporation Second Quarter Earnings Call.

United statesRodger levensonDominic canusoMichael peritoFrank schiraldiRussell guntherSteve clarkShari kruzinskiPiper sandlerManuel navasImsteve clarkJanney montgomery scottFeddie stricklandWsfs financial corpExchange commissionWsfs financial corporation