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Interest-only mortgages can reduce monthly payments - but what are the risks?

Many borrowers face paying hundreds of pounds more when they come to remortgage thanks to higher rates. Is an interest-only mortgage ever a good idea and who can get one?

Buying vs renting: as mortgage rates rise, which is cheaper?

In the UK, buying a home has traditionally been the preferred option over renting. But is that still true? Rebecca Goodman asks: which makes more sense financially - buying or renting?

Greenery needs help to grow | Mortgage Strategy

It is just over four years since the first green mortgage was launched by a mainstream lender. In that time, green mortgages have slowly gathered momentum helped in 2019 by the pledge of former Conservative prime minister Theresa May’s government to make the UK carbon neutral by 2050.If that target is to be

Feature: Making waves - long-term mortgages | Mortgage Strategy

High property prices, a cost-of-living crisis and now rapidly rising interest rates have resulted in far more homebuyers opting for 30-year-plus mortgage terms. It is not hard to see why these longer-term deals are attractive: borrowing a larger sum over a longer term reduces monthly costs, helping homebuyers meet

Feature: Steer first-time buyers through tough times

On the face of it, the housing market looks more daunting than ever for first-time buyers (FTBs). Prices have risen strongly in recent years far faster than average wages have creating affordability issues for all buyers but particularly those trying to get on the first rung of the ladder, who don’t have a

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