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Americans Spending Less on Gifts, More on Everything Else

The higher cost of fun is pushing some shoppers to take on debt to foot their holiday bills.

New yorkUnited statesNew yorkerTraci rosenthalAilsa johnsonImani moiseDavid tinsleyNational retail federationAmerica instituteWells fargoNational retailBuy nowPay laterBlack fridayNew year salesShort term loans

The impact of generative AI on Black communities

Generative AI has the potential to widen the racial economic gap in the United States by $43 billion each year. But deployed thoughtfully, it could actually remove barriers to Black economic mobility.

United statesCesar padillaImani moiseTawanda sibandaMark zakowskiSamuel abramsDominique stewartAmmanuel zegeyeMunya muvezwaDylan forgioneHaleigh hopperSarah rawlinsBrendan carvalhoNicolas buffieNick noelGillian abir

Autopay Is Making Us Worse at Managing Credit-Card Bills

Set-it-and-forget-it approach can lead to paying more in interest charges

Imani moiseDow jones company incWall street journalAll rightsCredit types servicesCredit cardsBanking creditFinancial servicesFinancial technologyElectronic payment systemsCorporate industrial newsWsj pro comIndustrial newsCredit types

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