Tonight well answer some of the most common questions. Countdown to the masters what is happening with golfs biggest stars tiger, Mickelson Furyk . My putt something beyond pathetic. Gerri a new generation is coming rushing in. Coming up on the willis report where consumers are our business. Gerri tonight americans taking on more debt, nearly as much as the 2008 peak. The main culprits are student and auto loans but credit card issuers are hoping you sign up for more debt too. With new programs to lure in high balance borrowers. The spike in loan delinquencies raising the question is the debt bubble about to burst again . With us John Ulzheimer from creditsesame. Com. Heritage foundation economist. And a personal finance expert vera gibbons. Welcome all. John, i will start with you. What do you make about this report some levin . 8 trillion in debts. Are consumers getting in over their heads again . Well it is good news wrapped in bad news. We all wanted consumers to loosen up the wall