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world of insurance industry? it really is. i think in the pressure off the insurance companies and putting it on the administration. the administration probably is working behind the scenes with insurance companies by constructing the law as congress did. you have to work with them. they are not reliable, trust worthy partners but they are who you have to deal with. the president will come up with some kind of solution working with those insurance companies to be sure insurance people can have good coverage going into 2014. we ll see exactly what that looks like. you ve got some lawmakers and the president will talk about for example, mary landrieu, who are looking for political cover, in states where obviously their re-election depends on what they say and do in these next cycles of obama care. again, at least one m.i.t. professor on with chuck todd said some of the ideas may in the end hurt the affordable care