bank, they have a million customers. shepard: that is now how the red bankrolls. and another topic, stocks took a big hit because of the debt trouble in europe. just waiting. gerri: it will be a recession now. everyone is on to the idea that there will be a recession in europe, gold is down, oil is down. old gold is down below $1,600 today. gerri: i having in else to say. shepard: do you think there will an recession? when did it begin? gerri: spend less on christmas. it will come to our shores, because there, they are the biggest market for our goods. the markets reacting that we are probably going into a recession. shepard: that thomas the train . gerri: i don t want thomas