they re one in a insurance problem or one accident away from no save savings at all. people in the hurricane harvey area couldn t get out. some don t have money for one night in a hotel with their family let alone long-term displacement. we talk about stagnant wages. pay checks don t follow suit with eupblg nation and costs. there is core cpi. energy and food costs are stripped out. don t strip that out that s what people pay for. that goes up. with the hun cane we see energy prices did up. food and housing price goes up. people can t keep up with it all. i talk about the hourglass economy. this is what we have. the have and have nots.